About

Our Investment is Personal

Like many successful businesses, First Bank & Trust began with a small-town vision. In 1880, Brookings, South Dakota entrepreneur Horace Fishback saw a need to serve a growing community with banking services. Horace and his uncle, Bert Olds, began a check-cashing station at the back counter of their general store. What began as a small venture has grown into one of South Dakota’s largest privately-held companies—Fishback Financial Corporation (FFC)—the holding company for First Bank & Trust.

On November 2, 1925, Security National Bank became the Fishback family's first independent community bank. Today, we serve 17 thriving communities in South Dakota and Minnesota with 22 bank locations. Our founding philosophy—to meet each local community's needs with integrity and innovation in banking—is why we support independent leadership and employee ownership.

We are decision-makers, because we are empowered to be. We are risk takers, because our company was built around an entrepreneurial spirit. We are experts, because we get the training and education we need to grow. Through four generations of Fishbacks, we are proud to be family- and employee-owned and dedicated to giving back in our communities.

Our Mission

To grow a diversified independent financial corporation that excels in delivering community banking services and providing niche products nationwide.

Consumer Products and Services

• Checking, Savings, Money Market, CDs and Debit Cards
• Home Loans, Mortgages, Home Improvement, Bridge Loans, Personal Loans, Student Loans and Credit Cards
• Investment Management, Health Savings Accounts, Financial Planning and Estate & Trust Services
• Mobile and Online Banking

Business Products and Services

• Checking, Savings, Money Market, CDs and Debit Cards
• Business Loans, Small Business Administration Loans, Owner-Occupied Real Estate and Business Credit Cards
• Credit Card & Payment Processing, Cash Management and Remote Deposit Capture
• Investment Management, Financial Planning, Estate & Succession Planning and Trust Services
• Employee Benefits Administration
• Mobile and Online Banking